I was spending a lot of time, as you appear to be doing now, chasing the best investment vehicle. My problem was I really didn't know what I was looking for and likely overlooked a lot of "good" choices while trying to find "better" choices. In the end, had I known what I was doing, I could have stopped at "good" and moved on with my life satisfied that I was saving something and investing for my retirement.
I spent about a week talking with the CFA to discuss my income, expenses, tolerance to risk, long-term plans, and other life factors. He delivered a detailed financial analysis and made drastic recommendations that completely changed my investment strategy. I took his advice, sold what he told me to sell, and buy what he told me to buy. I am truly glad I did <a href=https://www.heritiers.com/cours-crypto-monnaies/bitcoin>cours bitcoin</a> because now I am comfortably set for retirement with a nicely balanced portfolio, most of which is with Vanguard. I am confident that I would not be in the same financial situation otherwise.